White-label payment infrastructure for acquiring banks
White-label payment gateway for low-risk PSPs
Built for high-risk PSPs — full control over your channels
A practitioner's guide to launching a payment service provider: choosing a model, signing an acquirer, licensing, PCI DSS, platform choice, costs, timelines and a 9-step launch plan.
For payment service providers and acquirers
Approval rate is the KPI every PSP fights for
Payment channels are fragile and unstable
Secondary traffic slips through unnoticed — and nobody shows you where revenue leaks
Cascades and split payments are essential
New payment providers are needed yesterday
We built a platform that gives PSPs full control over their payment traffic — aligned with your strategy, not someone else's limitations.
Request demoEverything you need to run and grow a high-risk PSP — in one platform.
Every connector on the list is live — processing real transactions right now.
Full control over how every transaction is routed — by your logic, not ours.
Know a card's history before it makes its first transaction with you. SmartCheck tracks 16 metrics per card over 360 days — across your PSP and across our entire processing network.
Transaction data, reports, and dashboards — configured by each user for their own needs.
Take charge of authentication with your 3DS Server & MPI. Keep routing and providers invisible, apply frictionless / challenge / force 3DS by rule, and stay EMV® 3DS 2.0 (SCA/PSD2) compliant — including mobile and biometric support. Built to lift approval rates while minimising friction.
Clean, intuitive dashboard — merchants work independently, you stay in control
API, iframe, prebuilt form, CMS plugin — integration without your dev team
Cards, Apple/Google Pay, recurring, one-click — repeat deposits and full payment suite under your brand
Local payment methods for any market — added on request, same as any new connector
Stable processing — 99%+ uptime over 3+ years
24/7 technical support — in your name, not ours
Clean, intuitive dashboard — merchants work independently, you stay in control
API, iframe, prebuilt form, CMS plugin — integration without your dev team
Cards, Apple/Google Pay, recurring, one-click — repeat deposits and full payment suite under your brand
Local payment methods for any market — added on request, same as any new connector
Stable processing — 99%+ uptime over 3+ years
24/7 technical support — in your name, not ours
A European PSP processing high volumes of recurring traffic had no reliable way to separate primary from secondary traffic. Routing decisions were based on limited data — sensitive MIDs were at risk, approval rates were unpredictable.
The eComCharge team integrated SmartCheck into the client's Smart Routing rules. Cards with proven history went to stable channels. New or risky cards were handled carefully. The logic was configured by our team — not built from scratch by the client.
Over one year: transaction volume grew 3×, MID pressure reduced, approval performance improved.
Read the full case study
A high-risk PSP lost access to their acquiring partner overnight. The question wasn't whether to find a new acquirer. It was whether they could keep their entire recurring payment base — or would have to ask thousands of customers to re-enter their card details.
The eComCharge team completed the full token migration in approximately one week. Recurring transactions resumed without any action required from customers. 95% of available tokens transferred — handled entirely at the infrastructure level, not the customer level.
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Automated retry systems were hitting the same cards hundreds of times per day. Visa mandates no more than 10 retry attempts per card within 14 days. Most systems count total failures — not consecutive ones. That's the technical gap that leads to fines.
We configured Smart Routing retry rules that track consecutive failed attempts per card within a rolling window. Alerts fire before limits are hit. Retries stop automatically when limits are reached. No changes required on the merchant side.
Result: zero violations, improved approval rates, acquiring bank protected from network penalties.
Read the full case study
125+ PSPs worldwide have built their payment operations on our platform — high-risk, low-risk, and banks.
iGaming, Forex, low-risk, banks
14 years processing high-risk traffic
Connector-level incidents don't affect the rest of the system
Yes. Our platform is built explicitly for high-risk verticals such as casinos, betting, forex, trading, and binary options. We offer optimised routing, flexible anti-fraud, and integrations with high-risk acquirers and PSPs.
Your full platform is live in 7 business days. A new card connector for high-risk takes 1 week — payment processing, 3DS, and refunds. Competitors typically take 2–3 weeks for the same scope. Additional scenarios (recurring, payouts, P2P) are available on request with modular pricing.
Absolutely. You get your own brand, domain, notification emails, and UI for PSPs, agents, merchants, and sub-merchants. Your clients see only your brand - not ours.
Yes. You can connect and manage your own providers via our unified interface. We also offer fast onboarding of new connections on request.
We provide smart routing, A/B testing, fallback logic, real-time monitoring, and analytics - all designed to help you adapt routes and boost conversion across markets and banks.
Yes. You can use our built-in 3DS server or connect your own MPI. We fully support EMV® 3DS 2.0, SCA/PSD2 requirements, mobile flows, and biometrics.
Yes. We support direct integration with Praxis, allowing you to manage cascades, providers, and merchants from a single interface while optimising traffic and simplifying reporting.
You get a flexible anti-fraud engine with customisable rules, alerts, blacklists/whitelists (by card, IP, geo, device), and real-time monitoring.
Even without development, merchants can be onboarded via API, iframe, hosted forms, or CMS plugins. You have full control over limits, statuses, and flows.
We provide 24/7 technical support and assign a personal onboarding manager for setup and go-live. Our technical team configures Smart Routing rules to your business logic — you describe what you need, we build it. No self-service configuration required.
See the platform in action and discover how it helps high-risk PSPs grow faster while staying in full control of their payment infrastructure.
Request demo