White Label
Automate High-Risk Onboarding: Streamline Risky Processes
Learn the best practices to automate high-risk onboarding, reduce security risks, and ensure a smooth, compliant onboarding experience.
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Solutions
European BanksWhite-label payment infrastructure for acquiring banks
Low-Risk PSPsWhite-label payment gateway for low-risk PSPs
iGaming & Forex PSPsBuilt for high-risk PSPs — full control over your channels
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Resources
Set up your payment processing system
For payment service providers and acquirers
White-label payment processing software for iGaming & Forex PSPs, built for high-risk, designed to scale
- Full control over your acquirers and channels
- Secondary traffic management — recover lost revenue
- New connector in 1 week
- 99%+ platform uptime over 3+ years
Operating in iGaming or Forex?
Then you already know the challenges that come with it:
Approval rate is the KPI every PSP fights for
Payment channels are fragile and unstable
Secondary traffic slips through unnoticed — and nobody shows you where revenue leaks
Cascades and split payments are essential
New payment providers are needed yesterday
We built a platform that gives PSPs full control over their payment traffic — aligned with your strategy, not someone else's limitations.
Request demoWhat Our Platform Gives You
Everything you need to run and grow a high-risk PSP — in one platform.
High-Risk Ready
- Designed for casino, betting, forex, trading — connected to acquirers that accept high-risk merchants
- Rule-based fraud protection — customizable per merchant, channel, and transaction type
- Blacklists/whitelists by card, IP, geo, device
- EMV® 3DS 2.0 compliant — multiple jurisdictions, SCA/PSD2 ready
100% White-Label
- Your logo, domain, and notification emails
- Branded interfaces for PSPs, merchants
- Full transparency — your clients only see your brand
Channel Stability
- New connector in 1 week — no revenue gap when a channel changes
- Automated fallback — traffic reroutes instantly if a channel drops
- 4 new payment channels per month added to the network
Approve Rate Optimization
- Sequential fallback keeps revenue flowing when a channel drops
- Adaptive routing by market, bank, and card type
- Real-time monitoring — instant route switching when performance drops
- 99%+ platform uptime — connector-level issues don't affect the rest of your traffic
Split Payments & Agent Model
- Split a single payment between multiple recipients
- Perfect for platforms, white-label partners, and marketplaces
- Automated settlement and reporting
Scale Without Migration
- PSP → Merchant → Shop hierarchy — one platform grows with you
- SaaS or on-premise — your choice, we handle setup
- Dedicated technical team configures your platform from day one
Flexible Merchant Onboarding
- Launch merchants quickly — even without API integration
- Full control over limits, status, and verification
- Onboarding via gateway modules or prebuilt hosted forms
Reconciliation & Reporting
- Powered by FinStatHub — analytics your team will actually use
- Detailed reports by merchant, transaction, channel
- Financial reconciliation: match transaction data against bank statements
- Permission-based access — each team member sees only what they need
Integration
170+ active connectors. Access payment methods in any market. New connector in 1 week.
Every connector on the list is live — processing real transactions right now.
- 170+ active connectors — acquirers, PSPs, APMs worldwide. Ready to activate same day.
- New connector in 1 week — any bank, acquirer, or APM. Full integration including 3DS and refunds.
- Global and local payment methods for any market — cards, Blik, PIX, Klap, and hundreds more through our connector network.
- Need a specific connector for your market or vertical? Tell us — we'll check availability and discuss integration.
Smart Routing
Smart Routing — your payment providers, your rules
Full control over how every transaction is routed — by your logic, not ours.
RoutingHierarchyTraffic
live
Incoming
•••• 1246
•••• 8823€1,250.00 · PL
•••• 4115€60.00 · GB
Rules — evaluated in order
- GEO: DE, ATAcquirer A
- BIN: 4111–4119Acquirer B
- Amount > €500Acquirer C
- Card type: debitAcquirer D
- 3DS failedFallback
Acquirers
- Acquirer AApproval 91%
- Acquirer BApproval 88%
- Acquirer CApproval 84%
- Acquirer DApproval 79%
- FallbackApproval 71%
Evaluating rules…
Hierarchy — set once at the top
PSPMerchant AinheritsShop 1inherits
Secondary traffic — leaks
- 50+ routing conditions: BIN, geo, currency, amount, card type, 3DS status, and more
- PSP → Merchant → Shop hierarchy: set a rule once at the top — it applies everywhere below
- Sequential fallback & weighted distribution — keep revenue flowing when a channel drops
- Secondary traffic management: see where money leaks between channels and fix it with rules
- Dynamic 3DS: apply or remove friction by rule — protect new players, remove it for loyal ones
SmartCheck
SmartCheck — card memory across the network
Know a card's history before it makes its first transaction with you. SmartCheck tracks 16 metrics per card over 360 days — across your PSP and across our entire processing network.
- Global DB: card history across all PSPs on our processing network — not just yours
- Spot cards that charged back at another PSP — before they reach you
- 16 metrics per card: payments, refunds, chargebacks, voids — successful and failed
- Connects directly to Smart Routing rules — no coding required
- Local DB for PSP-level history, Global DB for network-level intelligence
SmartCheckGlobal DBLocal DB
live
Incoming card
•••• 1246
Checking 125+ PSPs
•••• 5521€120.00 · NL
•••• 9034€2,300.00 · BR
Card history report
Global DB · 360 days
Risk detected
- First seen in network
- 2019
- Chargebacks at other PSPs
- 3 chargebacks
- Last chargeback
- 14 days ago
- Successful transactions
- 12 approved
- Smart Routing action
- → Route to fallback
Checking global database…
Our processing network
Data accumulated since 2011 · 125+ PSPs · millions of transactions
Per card
16 metrics · payments, refunds, chargebacks, voids · successful and failed
FinStatHub
FinStatHub — analytics your team will actually use
Transaction data, reports, and dashboards — configured by each user for their own needs.
My DashboardReportsReconciliation
live
This month
Merchant: Casino A
Casino B
All merchants
+ Add filter
Reconciliation — bank statement vs transactions
Total processed€2,401,840 Matched
Refunds€14,220 Matched
Chargebacks€8,160 Pending
Dashboard · Casino A · this month12,847 transactions
Permission-based access
RM
FO
CS
+4
each sees only their merchants
Report Builder
Own filters and fields · saved templates · reuse with new dates · no dev involved
- Report Builder: create report templates with your own filters and fields, save, reuse with new dates — no dev involved
- Transaction Search: each user builds and saves their own filter panel — quick search by Transaction ID or RRN
- Share search results with colleagues — with full permission control
- Analytics dashboards: build your own from 10+ widget types — choose metrics, apply filters per widget, save and reuse
- Financial reconciliation: match transaction data against bank statements
- Permission-based access: admins set access per user — which merchants, modules, and data each person can see
3DS Server & MPI
Own Your 3DS Flow
Take charge of authentication with your 3DS Server & MPI. Keep routing and providers invisible, apply frictionless / challenge / force 3DS by rule, and stay EMV® 3DS 2.0 (SCA/PSD2) compliant — including mobile and biometric support. Built to lift approval rates while minimising friction.
3DS rulesOutcomesMPI
live
Incoming
Loyal player
New player€50.00 · PL
High-risk€620.00 · NG
3DS rules — by condition
- Loyal playerNo 3DS
- New playerChallenge
- High-riskForce 3DS
Authentication
Frictionless
Approved silently · no 3DS
Challenge
One-time code from the bank
Force 3DS
Full authentication · SCA
Applying 3DS rules…
Results after dynamic 3DS
78%Approved
18%Challenge
4%Decline
In-house 3DS Server & MPI
EMV® 3DS 2.0 · certified by Visa, Mastercard, UnionPay · SCA/PSD2 ready
- Hide routing & providers for complete control.
- Rule-based 3DS: frictionless / challenge / force.
- EMV® 3DS 2.0 compliant (SCA/PSD2, mobile & biometrics).
- Option to run your own MPI for full privacy.
Technology Built for iGaming & Forex PSPs
Request demo-
- Built for cross-border operations — multiple jurisdictions, currencies, and regulatory zones
- Multi-currency processing with auto-conversion — 25+ languages in merchant interface
- Crypto providers and multi-wallet support
- PSP → Merchant → Shop hierarchy: manage your entire portfolio from one back-office
- Payment splitting — split transactions across multiple acquirers by your rules
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- 170+ active connectors with acquirers and PSPs worldwide
- Card schemes, APMs, and local payment methods, Apple Pay, Google Pay, Samsung Pay — ready to activate
- Full API access and real-time webhooks — integrate with any system in your stack
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- Ready-made Praxis connector — your PSP is visible to Praxis merchants from day one, no development needed
- Merchants on Praxis can route traffic to your PSP directly — no extra integration on their side
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- SaaS or on-premise — your choice of deployment, we handle setup
- Full platform out of the box — back-office, routing, reporting, branded as yours — no development needed
- Dedicated technical team configures your platform — you describe what you need, we build it
- 24/7 technical support for the full duration of your contract
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- PCI DSS Level 1 — included. No separate audit, no extra cost. Covered from day one.
- Tokenization and card vault support
- Rule-based fraud protection — customizable per merchant, channel, and transaction type
- Real-time monitoring and alerting — 99%+ platform uptime over 3+ years — connector-level incidents are isolated
What You Give Your Merchants
Clean, intuitive dashboard — merchants work independently, you stay in control
API, iframe, prebuilt form, CMS plugin — integration without your dev team
Cards, Apple/Google Pay, recurring, one-click — repeat deposits and full payment suite under your brand
Local payment methods for any market — added on request, same as any new connector
Stable processing — 99%+ uptime over 3+ years
24/7 technical support — in your name, not ours
Clean, intuitive dashboard — merchants work independently, you stay in control
API, iframe, prebuilt form, CMS plugin — integration without your dev team
Cards, Apple/Google Pay, recurring, one-click — repeat deposits and full payment suite under your brand
Local payment methods for any market — added on request, same as any new connector
Stable processing — 99%+ uptime over 3+ years
24/7 technical support — in your name, not ours
Real PSP Use Cases
Case study
3× volume growth without adding infrastructure
A European PSP processing high volumes of recurring traffic had no reliable way to separate primary from secondary traffic. Routing decisions were based on limited data — sensitive MIDs were at risk, approval rates were unpredictable.
The eComCharge team integrated SmartCheck into the client's Smart Routing rules. Cards with proven history went to stable channels. New or risky cards were handled carefully. The logic was configured by our team — not built from scratch by the client.
Over one year: transaction volume grew 3×, MID pressure reduced, approval performance improved.
Read the full case study
Case study
95% of tokens migrated in one week — acquirer switch with zero customer impact
A high-risk PSP lost access to their acquiring partner overnight. The question wasn't whether to find a new acquirer. It was whether they could keep their entire recurring payment base — or would have to ask thousands of customers to re-enter their card details.
The eComCharge team completed the full token migration in approximately one week. Recurring transactions resumed without any action required from customers. 95% of available tokens transferred — handled entirely at the infrastructure level, not the customer level.
Read the full case study
Case study
Zero network penalties — retry logic that most systems can't count
Automated retry systems were hitting the same cards hundreds of times per day. Visa mandates no more than 10 retry attempts per card within 14 days. Most systems count total failures — not consecutive ones. That's the technical gap that leads to fines.
We configured Smart Routing retry rules that track consecutive failed attempts per card within a rolling window. Alerts fire before limits are hit. Retries stop automatically when limits are reached. No changes required on the merchant side.
Result: zero violations, improved approval rates, acquiring bank protected from network penalties.
Read the full case study
track record
Built on 14 years of high-risk experience
125+ PSPs worldwide have built their payment operations on our platform — high-risk, low-risk, and banks.
125+
PSPs launched
iGaming, Forex, low-risk, banks
2011
Operating since
14 years processing high-risk traffic
99%+
Platform uptime, 3+ years
Connector-level incidents don't affect the rest of the system
Certified
- PCI DSS Level 1
- EMV® 3DS 2.0 — certified by Visa, Mastercard, UnionPay
- SCA / PSD2 compliant
See how PSPs grow on our platform
Real deployments. Numbers verified. Names protected by NDA.
Read case studies
Frequently asked questions
Yes. Our platform is built explicitly for high-risk verticals such as casinos, betting, forex, trading, and binary options. We offer optimised routing, flexible anti-fraud, and integrations with high-risk acquirers and PSPs.
Your full platform is live in 7 business days. A new card connector for high-risk takes 1 week — payment processing, 3DS, and refunds. Competitors typically take 2–3 weeks for the same scope. Additional scenarios (recurring, payouts, P2P) are available on request with modular pricing.
Absolutely. You get your own brand, domain, notification emails, and UI for PSPs, agents, merchants, and sub-merchants. Your clients see only your brand - not ours.
Yes. You can connect and manage your own providers via our unified interface. We also offer fast onboarding of new connections on request.
We provide smart routing, A/B testing, fallback logic, real-time monitoring, and analytics - all designed to help you adapt routes and boost conversion across markets and banks.
Yes. You can use our built-in 3DS server or connect your own MPI. We fully support EMV® 3DS 2.0, SCA/PSD2 requirements, mobile flows, and biometrics.
Yes. We support direct integration with Praxis, allowing you to manage cascades, providers, and merchants from a single interface while optimising traffic and simplifying reporting.
You get a flexible anti-fraud engine with customisable rules, alerts, blacklists/whitelists (by card, IP, geo, device), and real-time monitoring.
Even without development, merchants can be onboarded via API, iframe, hosted forms, or CMS plugins. You have full control over limits, statuses, and flows.
We provide 24/7 technical support and assign a personal onboarding manager for setup and go-live. Our technical team configures Smart Routing rules to your business logic — you describe what you need, we build it. No self-service configuration required.
Set up your payment processing system
See the platform in action and discover how it helps high-risk PSPs grow faster while staying in full control of their payment infrastructure.
Request demo