White Label
Automate High-Risk Onboarding: Streamline Risky Processes
Learn the best practices to automate high-risk onboarding, reduce security risks, and ensure a smooth, compliant onboarding experience.
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Solutions
European BanksWhite-label payment infrastructure for acquiring banks
Low-Risk PSPsWhite-label payment gateway for low-risk PSPs
iGaming & Forex PSPsBuilt for high-risk PSPs — full control over your channels
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Resources
Set up your payment processing system
White-label payment platform for PSPs and banks
Your payment business, under your brand — supported by a team that's been building payment infrastructure since 2011. Live in 7 days.
PCI DSS Level 1 — included
You launch with certification already in place. No separate audit, no extra cost. Covered from day one.
100% White Label
Your brand, your domain, your client relationships. We stay invisible — you own everything the client sees.
Built to fit your business
Flexible enough for a bank's compliance requirements and fast enough for a PSP's growth pace.
solutions
Your payment business — your segment
PSPs, banks, and payment institutions. Find your solution below.
White-label payment gateway for low-risk PSPs
Everything your merchants need — under your brand. Launch in one week, grow across EU markets without rebuilding your stack.
- Full merchant management — onboard merchants, configure shops, set rates and fees, manage balances. Full financial reporting built in
- Your branded checkout — widget, iframe, API, payment links, 40+ CMS plugins, Mobile SDK. Merchants integrate the way that suits them
- All major payment methods — cards, Apple Pay, Google Pay, Samsung Pay, recurring, one-click, subscriptions
- Multi-jurisdiction compliance — 3DS/SCA under PSD2, local payment methods per market, data residency, and Visa/Mastercard scheme mandates. Built for PSPs operating across the EU
- Rule-based fraud protection — customizable per merchant, card type, and transaction pattern. Real-time monitoring and alerting
- PCI DSS Level 1 — included. No separate audit, no extra cost
- 24/7 technical support — for you and your merchants
SaaS — live in 7 days. On-premise available.
White-label payment infrastructure for acquiring banks
Launch your own branded payment gateway — with full control over your merchants, your data, and your infrastructure. Built for banks that take compliance seriously.
For the business
- Full merchant management — set rates and fees per merchant, the system calculates what each merchant owes. Full financial reporting built in
- Financial reconciliation — match your transaction data against processing centre reports across all statuses, volumes, and amounts
- All major payment methods — cards, Apple Pay, Google Pay, Samsung Pay, and local APMs for any market
- 24/7 technical support — for you and your merchants
For security & IT
- PCI DSS Level 1 — included. No separate audit, no extra cost. Covered from day one
- In-house 3DS Server & MPI — certified by Visa, Mastercard, UnionPay. Plus Visa Token Service (VTS) and Mastercard Secure Card on File (SCOF). No third-party dependency
- Dedicated instance or on-premise — your data, your control, GDPR compliant. Source code license available for enterprise clients
- Mandatory updates — you manage the process, we implement our part. On agreed timelines, at no extra charge
SaaS with dedicated instance — live in 7 days. On-premise — delivered in 2–3 months.
Built for high-risk PSPs — full control over your channels and traffic
Your acquirers, your routing rules, your brand. We give you the infrastructure — you run the business.
- Smart Routing — 50+ conditions: BIN, geo, card type, 3DS status. Secondary traffic management: see where revenue leaks and fix it with rules
- SmartCheck — card history across our processing network, accumulated since 2011. Spot cards that charged back at another PSP before they reach you
- 170+ active connectors — ready same day. New connector in 1 week, including 3DS and refunds
- In-house 3DS Server & MPI — certified by Visa, Mastercard, UnionPay. No third-party dependency
- Payment splitting, cascading, crypto support — auto-currency conversion
- FinStatHub — see your full portfolio in one screen: approval rates, decline reasons, volumes by merchant and channel. Permission-based access per user
SaaS — live in 7 days. On-premise available.
track record
Our track record
125+
PSPs launched
Payment service providers and acquiring banks worldwide
2011
Operating since
14 years building payment infrastructure
99%+
Platform uptime, 3+ years
Connector-level incidents don't affect the rest of the system
170+
Active connectors
Ready to activate same day
Certified
- PCI DSS Level 1
- EMV® 3DS 2.0 — certified by Visa, Mastercard, UnionPay
- SCA / PSD2 compliant
Real deployments. Numbers verified. Names protected by NDA.
Numbers tell one story. Here's another.
Why eComCharge
What it's actually like to work with us
Real situations. Real results. This is what happens when things get complicated.
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Acquirer drops on a Friday evening. Back up in 4 minutes.
Your primary acquirer stops responding. It's 11pm. We switch to the backup channel — routing rules already in place. Zero transaction loss. Your merchants never saw an error.
4 minutes · zero transaction loss -
Your previous vendor said it couldn't be done. We did it.
When an acquirer closed the vertical, thousands of stored card tokens were at risk. We migrated 95% to a new acquirer. Processing continued without interruption. Customers never noticed.
95% tokens migrated · zero interruption -
You need a new connector. We deliver in 1 week.
Any bank, acquirer, or APM not yet on the list — full integration in 1 week. Payment processing, 3DS, refunds. Every time, for every client. Not «we'll see» — 1 week.
1 week · every time -
You ask for a feature. We build it.
FinStatHub exists because clients asked for it. Our CPO personally joins product calls — and remembers every conversation, every feature request, every problem you had. You feel like a partner, not a ticket number.
Built on client feedback · since 2011 -
You want to migrate. We make it risk-free.
We start with one new channel — running parallel to your current platform. You see the difference in real traffic. Then you decide. No big-bang migration, no risk, no pressure.
Parallel launch · your decision · your pace -
You're launching in a new market from scratch. We get you live.
A startup entering Morocco — no existing infrastructure, one local bank, on-premise deployment on their own servers. We installed and configured the full platform. Live in 2 months. From zero to first transaction.
On-premise · new market · live in 2 months
integration
170+ active connectors. Access payment methods in any market. New connector in 1 week.
Every connector on the list is live — processing real transactions right now. Need one that isn't on the list yet? Just ask.
170+
Active connectors
Ready to activate same day — acquirers, PSPs, APMs worldwide
1 week
New connector
Any bank, acquirer, or APM — full integration including 3DS and refunds
For clients in the Central Asian region, we offer ready-made connectors for 🇰🇿 Kazakhstan and 🇬🇪 Georgia, enabling seamless access to payment processing solutions in these markets.
Two paths to launch. You choose.
From contract to first transaction — we handle setup end-to-end.
Cloud SaaS
Go live in 7 days
EU-hosted infrastructure · Dedicated instance available
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1Day 1 NDA and contract
Terms agreed, access granted
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2Days 2–3 Environment setup
Platform configured on our secure EU infrastructure
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3Days 4–5 Brand customisation
Your logo, domain, colors, checkout pages
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4Days 6–7 Testing and go-live
End-to-end testing, production launch, first transaction
All integrations with pre-built connectors are activated with a single click. New connectors — 1 week.
On-premise
Full control in 2–3 months
Installed on your servers · Source code license available
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1Week 1–2 Infrastructure analysis
Review your server environment, plan deployment
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2Week 3–6 Installation and configuration
Platform installed and configured on your infrastructure
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3Week 7–10 System integration
Connectors, payment methods, internal systems
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4Week 11–12 Testing and knowledge transfer
Full QA, team training, production launch
Source code license available for enterprise clients who want to self-host and maintain their own instance.
Frequently asked questions
To quickly deploy the system under your brand, you should already have:
- Registered company
- Domain name
- Business bank account
- Acquiring account in a bank or payment service provider
- Logo and other elements for system design under your brand
We offer flexible pricing models tailored to your business needs. These typically involve a one-time setup fee and ongoing monthly fees based on transaction volumes. Detailed pricing will be provided after we assess your specific requirements.
Our platform is built to support compliance across multiple jurisdictions — PSD2, GDPR, SCA, and local regulatory requirements. When you receive mandatory scheme or regulatory updates, we implement the changes within our zone of responsibility — on agreed timelines, at no extra charge. You manage the process, we execute our part.
What this means in practice:
- PCI DSS Level 1 — included from day one. No separate audit needed.
- EMV® 3DS 2.0 — certified by Visa, Mastercard, UnionPay. SCA/PSD2 ready.
- Visa Token Service (VTS) and Mastercard Secure Card on File (SCOF) — already supported.
- Local payment methods and data residency requirements — configurable per market.
99%+ platform uptime over 3+ years. Connector-level incidents are isolated — they don't affect the rest of the system. Your processing continues even if a single connector has an issue.
How we achieve this:
- AWS infrastructure with DDoS protection via Cloudflare.
- Isolated services — a failure in one doesn't cascade to others.
- Database duplication for data security and continuity.
- Real-time monitoring via Grafana, Sentry, and Kibana.
- Up to 200 TPS — expandable on demand.
Yes, besides our headquarters in Vilnius, Lithuania, we also have an office in Almaty, Kazakhstan.
beGateway is the former product brand of eComCharge’s payment processing platform. The platform, technology and services continue to be developed and supported by eComCharge. As part of our brand consolidation, our products are now presented under the eComCharge brand.