White Label Payment Processing Software

Fully branded payment gateway tailored to the PSPs or acquiring bank's brand with a fully customisable and fully branded payment widget or page. It is deployed on the client's domains either as a SaaS solution or on their own servers. No administrative or development costs are involved, as the solution is ready to use and requires minimal setup. We provide a dedicated Data Warehouse for each PSP.

Our technical team can set up the white label payment processing system as SaaS within one week, provided all integrations with necessary connectors are ready. Our technical specialists can activate all pre-built integrations with connectors with a single click.

You rent an already PCI DSS Level 1 certified system, so you do not need to consider or undertake its certification. Under the licensing agreement, you receive a certificate issued in the name of our company, eComCharge. However, we also offer you the option to obtain a PCI DSS Level 1 certificate in your company's name for a small additional fee, which you must pay annually.

We set up and managed the transaction routing system, controlled and monitored transactions, and configured fraud control. Our Smart Routing goes beyond standard payment flows, offering PSPs advanced control and optimisation based on client feedback.
With Smart Routing, PSPs can route payments based on the costs and terms of different acquirers and banks, reduce losses from fraudulent and high-risk transactions, distribute transaction loads to prevent acquirer overload, manage transaction limits based on acquirer restrictions and apply customized rules at the provider, merchant, or store level. This solution helps PSPs optimize processing, enhance security, and lower costs.

Our reporting and analytics feature offers convenient data viewing, multiple export options, and seamless integration with the PSP Report API for effortless data management. It provides valuable insights into sales performance, chargebacks, refunds, fraud declines, settlements, and payment trends, allowing you to analyse sales by country and optimise your business operations.

Our on-premises deployment offers PSPs and acquiring banks complete control and customization of their payment gateway infrastructure. With our vast experience in this area, we efficiently handle the setup process, which typically takes about three months. During this time, our expert technical team configures and installs your servers from scratch, ensuring everything is tailored to your business's specific requirements. This approach allows you to fully own your infrastructure while benefiting from a fully branded, high-performance solution.

Our tokenization solution fully complies with PCI DSS security standards, ensuring the highest level of protection for your customer's data. In addition to the widely adopted tokenization methods, we offer cutting-edge Global Tokenization Technologies. Since 2022, our white-label payment processing software has supported the Visa Token Service (VTS), and starting in 2024, it also supports Mastercard's Secure Card on File (SCOF) technology.

Our company offers an advanced Token Authentication Service provided by Mastercard that enables merchants to perform seamless cardholder authentication during checkout. This feature allows customers to authenticate payments using biometric data, such as fingerprints, instead of traditional passwords. The authentication service is available as part of the merchant or digital wallet's token implementation, reducing integration efforts to authenticate cardholders during checkout.

Our certified 3-D Secure 2.0 Server offers PSPs complete control over the payment authentication process. It is now certified to work with Visa, Mastercard and China UnionPay, allowing PSPs to verify cards directly through their own 3DS server. This ensures that the payer is not redirected externally, giving PSPs complete oversight and management of the transaction flow. This server allows PSPs to securely store corporate information about their partnerships with banks and payment providers, enhancing security and operational control. As a PSP, you independently communicate with the issuer's ACS, control the data you send, manage the redirection timing, and handle the response from the issuer's ACS before forwarding it to your acquiring bank.

Our white label payment software is fully integrated with Apple Pay, Google Pay, and Samsung Pay, allowing your merchants to offer their customers seamless, secure, and convenient payment options. These mobile wallets support fast, one-touch payments, enhancing the user experience while ensuring compliance with the highest security standards. By enabling these popular payment methods, you can increase conversion rates and provide a frictionless checkout experience across multiple devices and platforms.

Our Mobile SDK for Android and iOS enables PSPs to integrate secure payment processing into mobile applications seamlessly. It supports primary payment methods, including Apple Pay, Google Pay, Samsung Pay and card payments, while offering a customizable UI to match your brand. The SDK is PCI DSS compliant and supports 3-D Secure 2.0 for enhanced security. This solution allows PSPs to provide merchants with an efficient, mobile-friendly payment experience, boosting conversion rates on mobile platforms.

Our white label payment software offers seamless compatibility with over 40 shopping cart platforms, making integration quick and hassle-free for your merchants. Whether using Shopify, WooCommerce, Magento, PrestaShop, or other leading e-commerce platforms, your merchants can easily connect their online stores to your payment gateway. This wide range of supported shopping carts ensures that merchants of all sizes and industries benefit from a smooth payment setup, enhancing operational efficiency and streamlining the payment process.